Every step down lowers costs

Each dot is one of every 100 members. Each step is what a member at that level costs in health care each year.

≈ $5k/ member / yr
−$3,180avg. saved per moderate member / yr
≈ $12k/ member / yr
−$7,147avg. saved per high-severity member / yr
≈ $19.5k/ member / yr
Low severity47 of every 100
Moderate41 of every 100
High severity12 of every 100
Where total savings add up
Moderate · 60%High · 40%
$2.39saved per
$1 invested

Source: Modern Health ROI study with Accorded. MarketScan 2022 claims and 13,548 U.S. members, 2023–2024. Spend per member read from Figure 1; confirm exact values with research.